Homeowner  Insurance

For many of us our home is our most valuable possession. The time to think about the unthinkable disaster is before it happens to you.

Elite Insurance Group is here to help you find the best coverage and rates to protect your home and valuable assets.

A standard homeowner’s insurance policy includes four essential types of coverage.

What is the coverage for the structure of your house?
This part of your policy pays to repair or rebuild your home if it is damaged or destroyed by fire, hurricane, hail, lightning or other disaster listed in your policy.

What is the coverage for your personal belongings?
Your furniture, clothes, sports equipment and other personal items are covered if they are stolen or destroyed by fire, hurricane or other insured disaster.

What is the coverage for Liability protection?
Liability covers you against lawsuits for bodily injury or property damage that you or family members cause to other people. It also pays for damage caused by your pets.

What is the coverage for additional living expenses?
This pays the additional costs of living away from home if you can't live there due to damage from a fire, storm or other insured disaster. It covers hotel bills, restaurant meals and other living expenses incurred while your home is being rebuilt.